Catalogues for Bad Credit in the UK

Credit Catalogues for People with Bad Credit in the UK

Catalogues with credit accounts are great for people with bad credit, and even those who have never had credit before (no credit), to start building up their credit scores in order to get accepted by bigger, more important lenders with stricter financing criteria like a car or mortgage.

Not only that, credit catalogues are also great just for spreading the cost on big purchases like a new TV, laptop, tablet, phone or sofa among other costly buys that can leave a serious dent in your bank account.

Below I am going to list few of the best catalogues for bad credit in the UK along with a review of each of the sites and what they sell to help you.

Here are the best catalogues with instant credit:

Keep reading to learn about each of these catalogue sites.

Please be aware that no credit check catalogues do not exist. All catalogues that offer credit accounts will credit check you, but the catalogues I have listed in this post are the most likely to accept you with bad credit.

Studio Catalogue

Studio is one of the best, oldest and most popular credit catalogues in the UK with thousands of products offering up to 75% off high street prices.

You can buy anything you need with Studio. Clothes – Men’s, Women’s and Kids fashion, homeware products, things for the garden, popular electrical items like laptops (including MacBooks), tablets (including iPads) and mobile phones (iPhone and Samsung) as well as great gifts and jewellery, gaming consoles (Xbox, PS4, Nintendo) and DVDs. And more!

Studio also have an amazing clearance section that is regularly updated and offers up to 80% OFF a wide range of products, including a £1 section.

Payment Options: Monthly

Starting Credit Limit: Up to £500

Click here to open an account with Studio.

Very Catalogue

Very stock over 40,000 products with very competitive prices that usually match, and sometimes beat, those found on the high street.

They stock all of the major brands across all of the categories you’d expect to find at an online store of their size. Beds, mattresses, sofas and other furniture, fashion, toys and games, child and baby essentials, laptops, smartphones, tablets and watches, sports gear and beauty products.

Very also have a fantastic sale section like Studio where you can find thousands of products for up to 50% OFF. So check that out.

Payment Options: Take 3, Buy Now Pay Later, Weekly

Starting Credit Limit: Up to £1,000

NEW CUSTOMER OFFER: 20% OFF your first order

Click here to open an account with Very.

Littlewoods Catalogue

Littlewoods is basically exactly the same as Very. Both Littlewoods and Very are owned by Shop Direct and have only slightly different websites. The main difference is the pricing of products (I’ll explain below), new customer offer and slightly different payment options offered by them both.

The prices of products on Littlewoods are a little bit higher than those on Very, but the great thing is you can have an account with both of them. If Littlewoods give you a credit account, Very will too, and vice versa.

Myleene Klass, Coleen Rooney and Laurence Llewelyn-Bowen all design popular seasonal ranges for Littlewoods which is quite exciting.

Payment Options: Buy Now Pay Later, Weekly

Starting Credit Limit: Up to £1,000

NEW CUSTOMER OFFER: 10% OFF your first order

Click here to open an account with Littlewoods.


Written by Marty Rogers

Marty writes about making, saving and managing money at Vontio. He's also a lifestyle and dad blogger over here where he writes about life and his kids.

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